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It is still too early to say what the final impact of the moratoriums on loans to businesses and individuals will be for bank accounts to stem the crisis induced by the pandemic. But reassuring signals come from the data available so far: the feared explosion of new NPLs, which still in October the head of the ECB Supervision Andrea Enria estimated up to 1.3 trillion in Europe in the worst scenario, will not happen.
Non-performing loans are obviously destined to increase compared to pre …