Original title: China Banking and Insurance Regulatory Commission: Exploring the establishment of customized medical insurance service standards
News from the China Banking Regulatory Commission’s website on June 2 is a normInsuranceCompany City Customized Commercial MedicalInsurance(Hereinafter referred to as customized medicalInsurance) For the development of business, the China Banking and Insurance Regulatory Commission recently issued the “Notice of the General Office of the China Banking and Insurance Regulatory Commission on Regulating the Urban Customized Commercial Medical Insurance Business of Insurance Companies” (hereinafter referred to as the “Notice”).
The “Notice” includes the following main contents: First, strengthen compliance with laws and regulations. Insurance companies are required to formulate protection plans scientifically and rationally in accordance with the laws of commercial insurance operations and the principles of marketization.Standardize business development and promoteExecutivesManagement service efficiency and risk control capabilities. The second is to compact the main responsibility. The head office is responsible for the management of the customized medical insurance business, and must review the guarantee plan and underwriting products, strengthen unified management, standardize business processes, and improve internal accountability mechanisms. The third is to clarify regulatory requirements. Intensify day-to-day supervision, focus on investigating and punishing violations such as low-price vicious competition, false propaganda, etc., to maintain market order and ensure the smooth operation of business. The fourth is to strengthen industry self-discipline. Encourage industry associations to play the role of self-regulatory organizations, actively participate in the formulation of territorial guarantee plans, explore the establishment of customized medical insurance service standards, and build industry exchange platforms.
In the next step, the China Banking and Insurance Regulatory Commission will further guide the industry to give play to its own advantages, carry out customized medical insurance business in accordance with laws and regulations, strengthen daily supervision, standardize business behavior, maintain market order, and protect the legitimate rights and interests of consumers.
(Source: China Securities Network)
(Editor in charge: DF398)
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