China Banking and Insurance Regulatory Commission: Small and medium-sized rural banks are not allowed to absorb large deposits from other places and issue loans to other places and strictly control large credit granting_Oriental Fortune Network

On May 20, the heads of the relevant departments of the China Banking and Insurance Regulatory Commission stated at the China Banking and Insurance Regulatory Commission briefing that the next step, the China Banking and Insurance Regulatory Commission will resolutely implement the decisions and deployments of the Party Central Committee and the State Council, and continue to follow the basics of stabilizing the overall situation, overall coordination, classified policies, and precise bomb disposal. policy to further promote rural small and medium-sizedbankReform risk reduction and continue to enhance the ability to serve the real economy.

On the one hand, we have not slackened our efforts to prevent and resolve risks.Broaden sources of funds for risk disposal and rational use of depositsInsurancefund, Financial Stability Guarantee Fund, etc., “one bank, one policy” to deal with key high-risk institutions in a prudent manner to ensure that risks do not spill over. On the other hand, unswervingly promote the deepening of reforms.Encourage qualitybank、InsuranceInvolvement of companies and other eligible institutionsM&Areorganizationrural small and mediumbanktogether with relevant departments to implement support policies to encourage the merger and reorganization of small and medium-sized banks, and promote the merger, reorganization and regional integration of small and medium-sized rural banks in accordance with the principle of marketization and legalization.

In terms of improving financial service capabilities, the above-mentioned person in charge stated that it is necessary to further optimize the positioning and supervision of supporting agriculture and small businesses, and urge small and medium-sized rural banks to stick to their main responsibilities and main businesses.persist increditFunds are sourced locally, used locally, and distributed in small amounts. Large deposits from different places are not allowed, and loans to different places are not allowed. Large-amount credits are strictly controlled, and the focus of serving the local market is lowered.

(Article Source:securitiesDaily Network)

Article source: Securities Daily Network

Responsible editor: 92

Original title: China Banking and Insurance Regulatory Commission: Small and medium-sized rural banks are not allowed to absorb large deposits from other places and issue loans to other places to strictly control large credit granting