Home » Credit and liquidity for households and businesses: moratoriums still active on loans worth approximately 44 billion

Credit and liquidity for households and businesses: moratoriums still active on loans worth approximately 44 billion

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Moratoriums are still active (pursuant to law and voluntary) for a total value of approximately 44 billion, compared to just over 400 thousand suspensions granted. Requests for guarantees for new bank loans for micro, small and medium-sized enterprises presented to the Guarantee Fund for SMEs rose to over 221 billion. Through SACE’s ‘Guarantee Italy’, the volumes of guaranteed loans reach 32.3 billion euros, out of 4344 requests received. Thus the Mef announces the main results of the survey carried out by the task force set up to promote the implementation of the measures to support liquidity adopted by the Government to deal with the Covid-19 emergency, which includes the Ministry of Economy and Finance , Ministry of Economic Development, Bank of Italy, Italian Banking Association, Mediocredito Centrale and Sace.
On the basis of preliminary data, referring to 31 December 2021, there are still active moratoriums on loans with a total value of approximately 44 billion, equal to approximately 17% of all the moratoriums agreed since March 2020 (approximately 270 billion). It is estimated that this amount refers to around 400,000 applicants, including families and businesses. The amount of the moratoriums in place differs from that of the moratoriums granted for various reasons, including the coming to maturity of part of them.

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