Original title: Fenyang Rural Commercial Bank: Continuously improve the accuracy of loan placement
Since the beginning of this year, Fenyang Rural CommercialbankFocusing on the main line of inclusive finance development, with the goal of broadening online payment channels and strengthening rural financial services, taking active actions in optimizing the loan issuance process and simplifying loan approval procedures, relying on the self-developed “big retail” platform to provide information about existing customers Perform data profiling to greatly increase the speed of loan issuance.
At the same time, dig deep into customer groups, sort out the information of production entities such as enterprises, individual merchants, planting and breeding households, and follow up in time to support agricultureCreditThe pace of capital demand, door-to-door visits to target customers, to understand capital needs, implement a list system tracking management, improve financial supply capacity and loan placement accuracy, and promote the sustainable development of the county economy. Up to now, the bank’s various loans have increased by 390 million yuan, 22,231 files have been established, more than 11,823 pre-credits have been granted, the amount of credit is 660 million yuan, and 31 credit entities have been established for the entire village.
(Source: Shanxi Economic Daily)
(Editor in charge: DF545)
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