Applications for retirement with Quota 100 accepted overall between 2019 and 2021 were just under 380 thousand for an actual expenditure – final until 2021 and projected from 2022 to 2025 – of approximately 23.2 billion. It can be read in a study by Inps and Upb presented today according to which the number of applications is “well below those expected” and the amount is “about 10 billion less than the 33.5 allocated by Legislative Decree 4 / 2019 “. According to the study, on the whole, with the people who have matured the requirements and who apply later, it will be possible to reach 450 thousand people by the end of 2025.
Out of 379,860 pension applications with Quota 100 accepted – the study reads – 186,298 are private employees, 119,320 public employees and 74,242 self-employed. Men are 68.8% of the total and women 31.2%, less than a third. Women represent 55.3% of applications accepted in the public sector, 17.1% of those of the self-employed and 21.4% of those in private work. The figure is linked to the greater presence of women in the public and the discontinuity of careers in the other two sectors. On average – reads the Report – self-employed people receive 1,376 euros gross per month (1,088 women and 1,436 men), private employees 2,088 euros (1,651 women and 2,206 men) and public employees 2,161 euros (2,079 women and 2,262 men). The differences between employees and the self-employed reflect lower average earnings from work and the lower contribution rates of the latter. The overall average of the gross monthly allowance is 1,971 euros (1,829 for women, 2,035 for men). On average, the advance of Quota 100 with respect to old age or early retirement with 42 years and 10 months of contributions (41 and 10 for women) is 2.3 years. 46.8% of the applications accepted are from people aged 62. The average age at the start was just over 63 years old. The average length of service with which one leaves is equal to 39.8 years of contributions for men and 39.2 for women, for an overall average of 39.6 years. “The concentration of outgoings around 62 years of age and 38 years of seniority – we read -” highlights the tendency, among those who have resorted to “Quota 100”, to retire at the earliest opportunity “. Quota 100 – explains the study – it was mainly used by workers in business: it was used for about 71% to leave the work in progress, for 13% by “silent”, for a further 13% by subjects in work difficulties (earners of shock absorbers) and for 3% by voluntary prosecutors and subjects in other conditions The applications accepted as a percentage of employment in the sector of origin are 0.4% in the private sector and 1.3% in the public.