May 31, ChinasecuritiesReporter from ShanghaiInsuranceThe trade association was informed that, in light of the actual situation in Shanghai, auto insurance agencies in Shanghai have tried their best to give back to the society under commercial principles, and provided policy extension for vehicles that have been suspended due to the epidemic.
Specifically, all auto insurance companies in Shanghai intend to provide for eligible commercial motor vehicle insurance policies and insurance policies that are valid during the epidemic.new energyCommercial vehicle insurance policy (hereinafter referred to as “commercial insurance policy”)InsuranceThe period is extended to 30 days. The factors of non-insurance due to the suspension of the epidemic will be included in the customer’s no-compensation coefficient (NCD) for the next policy year, and they will continue to enjoy the premium discount for the next year. At the same time, customers who have taken out vehicle policy and re-insure after the epidemic can still continue to enjoy the renewal discount.
It is preliminarily estimated that the extension of this auto insurance policy will cover the vast majority of non-commercial vehicles and commercial vehicles in Shanghai, covering the benefit of car owners to the greatest extent.From the perspective of convenience, in order to minimize the difficulty of customer handling, the following extension operation mode will be adopted: for vehicles whose policy nature is non-business, the platform will extract policy data that meets the extension scope for automatic extension; for vehicles whose policy nature is business , each underwritingInsuranceThe company should take the initiative to contact the customer to go through the extension procedures. At the same time, in order to reflect the insurance industry’s support for Shanghai’s epidemic prevention and control work, the non-business vehicles used by police officers, medical staff, and social operation service personnel who participated in the epidemic prevention and control work during the epidemic period can also enjoy policy extension if certain conditions are met.
At present, the Shanghai insurance industry is actively carrying out work related to resumption of work and production and supporting the resumption of work and production in various industries, and is fully promoting the refinement of specific rules related to policy extension, data connection and system transformation and other specific work, and will provide qualified auto insurance customers as soon as possible. Apply for policy extension.
Article source: China Securities Journal China Securities Network
Responsible editor: 73
Original title: Shanghai insurance industry plans to implement auto insurance policy extension measures to extend the time to 30 days
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