Home Business Shangrao Bank will achieve a net profit of 979 million yuan in 2021, and the intermediate business income will suffer losses for 4 consecutive years_Report_Capital_Net Income

Shangrao Bank will achieve a net profit of 979 million yuan in 2021, and the intermediate business income will suffer losses for 4 consecutive years_Report_Capital_Net Income

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Original title: Shangrao Bank will achieve a net profit of 979 million yuan in 2021, and its intermediate business income will suffer losses for four consecutive years

China Net Finance May 7 News Recently, Shangrao Bank released its 2021 annual report. During the reporting period, the bank achieved operating income of 4.404 billion yuan, a year-on-year increase of 13.89%; net profit was 979 million yuan, a year-on-year increase of 19.46%. In terms of revenue structure, in 2021, the bank’s net interest income will be 3.469 billion yuan, a year-on-year increase of 90.36%. Net fee and commission income was -11 million yuan, which has been a loss for four consecutive years; from 2019 to 2020, the bank’s net fee and commission income was -112 million yuan, -138 million yuan, and -133 million yuan respectively. The investment income was 536 million yuan, a year-on-year decrease of 75.28%.

In terms of assets and liabilities, as of the end of the reporting period, the total assets of Shangrao Bank were 192.104 billion yuan, an increase of 19.65% over the end of the previous year; the total liabilities were 176.889 billion yuan, an increase of 18.72% over the end of the previous year.

In terms of asset quality, as of the end of the reporting period, the non-performing loan ratio of Shangrao Bank was 1.78%, a decrease of 0.06 percentage points from the end of the previous year; the provision coverage ratio was 313.00%, an increase of 23.40 percentage points from the end of the previous year.

In terms of capital, as of the end of the reporting period, the capital adequacy ratio, tier 1 capital adequacy ratio, and core tier 1 capital adequacy ratio of Shangrao Bank were 13.87%, 12.71%, and 9.57%, respectively, up 1.69 percentage points and 2.58 percentage points from the end of the previous year. , down 0.56 percentage points. Return to Sohu, see more

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