Home Business The central bank adds 300 billion yuan of small reloan lines to increase relief and assistance for small, medium and micro enterprises_corporate bank

The central bank adds 300 billion yuan of small reloan lines to increase relief and assistance for small, medium and micro enterprises_corporate bank

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Original title: The central bank adds 300 billion yuan of small re-loan lines to increase relief and assistance for small, medium and micro enterprises

People’s Daily Online, Beijing, September 10 (Reporter Luo Zhizhi) According to the official website of the People’s Bank of China, in order to increase assistance to small, medium and micro enterprises, the People’s Bank of The “borrowing” model is issued to ensure the accuracy and direct effect of the re-lending policy.

According to reports, the People’s Bank of China has added 300 billion yuan of small reloan lines, which will be issued to eligible local corporate banks at a preferential interest rate within the remaining four months of this year to support them in increasing loans for small and micro enterprises and individual industrial and commercial households and require loans. The average interest rate is around 5.5%, guiding the reduction of financing costs for small and micro enterprises. The 300 billion yuan re-loan for small and medium-sized enterprises is issued in a “loan-before-borrowed” model. The local corporate bank first grants loans to small and micro enterprises and individual industrial and commercial households, and then applies for a small amount of re-loan in equal amounts.

The People’s Bank of China pointed out that in recent years, as a monetary policy tool for the People’s Bank to support financial institutions in granting loans to small and micro enterprises, the People’s Bank of China has effectively mobilized the enthusiasm of local corporate banks and stimulated the rapid growth of loans to small and micro enterprises, with good implementation results. . The financing of small and micro enterprises is showing a trend of “increasing volume, expanding coverage, and falling prices”, and the convenience of corporate financing has been greatly improved, realizing precise drip irrigation for the real economy.

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In the next step, the People’s Bank of China will urge all branches to do a good job in issuing loans for small and micro enterprises, guide the expansion of credit for small and micro enterprises, and give full play to the positive role of monetary policy tools in supporting enterprises and ensuring employment.

The reporter noticed that on September 7, at the State Council policy briefing on “Supporting the development of small, medium and micro enterprises”, Pan Gongsheng, deputy governor of the People’s Bank of China, said that the next step would be to add 300 billion yuan of small and medium-sized reloans. The quota will be issued within the remaining 4 months of this year. The People’s Bank of China provides commercial banks with a reloan interest rate of 2.25%. Commercial banks receive this loan mainly for small and micro enterprises, and the average interest rate for loans is around 5.5%. At the same time, the “loan first and then borrow” model is adopted to ensure the accuracy and direct access of funds.

Dong Ximiao, chief researcher of China Merchants Union Finance, believes that this can give full play to the guiding role of small and micro-refinancing, further alleviate the problems of “financing difficulties” and “expensive financing” of small and micro enterprises, and maintain the overall stability of credit growth in the second half of this year and the first half of next year. Stabilize the economic recovery situation in the face of many internal and external uncertainties.Return to Sohu to see more

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