Beijing News Shell Finance News On May 13, the China Banking and Insurance Regulatory Commission announced that the China Banking and Insurance Regulatory Commission recently issued the “Guiding Opinions on the Banking and Insurance Industry Supporting Urban Construction and Governance” (hereinafter referred to as the “Guiding Opinions”) to guide the banking and insurance industry. Better promote the construction of socialist modern cities.
The “Guiding Opinions” pointed out that it is necessary to follow the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, adhere to the people-centered development concept, and focus on building a livable, innovative, smart, green, humanistic and resilient city, deepen reform and forge ahead. , allocate financial resources more efficiently to the key areas and weak links of the people’s urban development, better meet the people’s needs for a better life, and promote the construction of a socialist modern city that the people are satisfied with.
The “Guiding Opinions” clearly states that it is necessary to focus on the people’s needs for material culture, health and safety, and protection of rights and interests, and to strengthen work measures in a targeted manner to improve the people’s sense of gain, happiness and security; to support the improvement of urban functions and ecological restoration , to help the green and intelligent development of the city, improve the level of urban construction and governance; to serve the real economy, based on the city’s comparative advantages, focus on serving small and micro enterprises, characteristic industries, new citizens, urban-rural integration and technological innovation, and enhance urban development. kinetic energy.
The “Guiding Opinions” emphasize that it is necessary to comply with the laws of development and adhere to city-specific policies. It is necessary to recognize, respect, and take into account the regional characteristics, population development, resource endowments, industrial structure, functional positioning, and cultural characteristics of different cities, promote work in a targeted and focused manner, scientifically select support priorities, and rationally allocate financial resources. The “Guiding Opinions” also put forward requirements such as strengthening supervision and guidance, strictly adhering to the bottom line of risks, and increasing cooperation and exchanges with relevant parties.
The heads of relevant departments of the China Banking and Insurance Regulatory Commission answered questions from reporters on the “Guiding Opinions on Banking and Insurance Industry Supporting Urban Construction and Governance”.
1. What is the background for the issuance of the Guiding Opinions?
Since the 18th National Congress of the Communist Party of China, important achievements have been made in urban construction in my country, and the appearance of cities has been greatly improved. The Party Central Committee and the State Council attach great importance to the high-quality urban development work. The “14th Five-Year Plan for National Economic and Social Development of the People’s Republic of China and the Outline of Long-term Goals for 2035” have important The level of urban governance and the overall improvement of urban quality have put forward clear goals. This puts forward higher requirements for the banking and insurance industry to better serve urban construction and governance, and to allocate financial resources in the development of people’s cities more efficiently.
2. How does the “Guiding Opinions” consider the support measures for cities at different stages of development?
Cities at different stages of development have different characteristics. The “Guiding Opinions” not only considers the universality of the banking and insurance industry in serving urban construction and governance, but also takes into account the differences in the development of large, medium and small cities. The “Guiding Opinions” emphasize that it is necessary to comply with the laws of urban development, adhere to city-specific policies, recognize, respect, and take into account the regional characteristics, population development, resource endowments, industrial structure, functional orientation, and cultural characteristics of different cities. To promote work in a scientific way, scientifically select priorities for support, and rationally allocate financial resources.
3. What are the main measures proposed by the “Guiding Opinions” to support urban construction and governance?
The “Guiding Opinions” focus on the requirements of building a livable, innovative, smart, green, humanistic, and resilient city, and are committed to meeting the people’s financial needs in many fields such as housing, consumption, health, culture, and employment, as well as the need for urban green ecology and smart operation. , safety requirements, etc. The main measures include: first, focus on people’s needs for material culture, health and safety, rights and interests protection, etc., and strengthen work measures in a targeted manner to improve the people’s sense of gain, happiness and security; second, support the improvement of urban functions and ecological restoration The third is to serve the real economy, based on the comparative advantages of the city, focusing on serving small and micro enterprises, characteristic industries, new citizens, urban-rural integration and technological innovation, and enhance the urban Development momentum.
4. What are the requirements for risk management in the Guiding Opinions?
The “Guiding Opinions” require continuous strengthening of risk management and strict adherence to the bottom line of risks in the process of supporting urban construction and governance-related businesses. It is emphasized that banking and insurance institutions should adhere to the principles of risk controllability and commercial sustainability, adhere to prudent and compliant operations, resolutely curb new hidden debts of local governments, and adhere to the positioning of “housing, not speculating.” At the same time, it is required to strengthen the tracking and understanding of relevant situations, and adjust and improve work measures in a timely manner.
5. What requirements does the “Guiding Opinions” put forward for the implementation of the document?
The “Guiding Opinions” requires coordinating safety and development, guiding banking and insurance institutions to identify their own positioning based on comparative advantages and business development strategies, increase product and service innovation, and form a financial service system with dislocation competition and complementary advantages, so as to provide high-quality urban services. Provide effective support for development. At the same time, banking and insurance supervision departments are required to strengthen coordination and cooperation with governments at all levels and relevant departments, promote information docking and sharing, strengthen experience exchange and mutual learning, create a favorable environment for banking and insurance institutions to participate in high-quality urban development, and effectively promote the solid development of various tasks.
Edited by Song YutingReturn to Sohu, see more
Editor:
Statement: The opinions of this article only represent the author himself, Sohu is an information publishing platform, and Sohu only provides information storage space services.