A new piece in the development path of Prestatech, the credit factory born in the belly of Prestacap digital lending fintech and specialized in open banking solutions based on proprietary artificial intelligence algorithms. After Banca Intesa, Banca AideXa enters the customer portfolio, which has chosen Prestatech for the parsing service for account statements.
The credit institution focused on small and medium-sized enterprises and VAT numbers has therefore focused on the platform capable of transforming the customer account statement into structured datasets through Api and consequently guaranteeing maximum interoperability for information sharing, with possibility of using the data obtained with the consent of the customers for further analysis and evaluation of the financial profile of the same.
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The Prestatech technology, in fact, operates as a channel for accessing transactional data complementary to the Psd2, easily integrates into the existing IT architectures of the banks (thanks to the open API format of the solution itself) and allows to perform a syntactic analysis on a flow of incoming data in order to define its structure and make it readable and available for data analytics activities.
Following the implementation of the solution, Banca AideXa users will be able to request instant AideXa financing directly online with the same current methods and timing, and then 20 minutes to find out the feasibility, amount and rate of the loan and 48 hours to receive the amount.
Just download the document in pdf format of the current account from your home banking and upload it directly to the request flow for Banca AideXa’s instant X loan. The Prestatech algorithms will immediately recognize the user’s bank and will proceed with the extraction of the data necessary to verify the feasibility of the loan.