After months of silence, the pensions front reopens in the majority. With the League pushing to trigger from the beginning of next year, when Quota 102, the so-called Quota 41, will be exhausted. registry. An option that is currently provided only for certain types of workers, such as the “precocious” and those engaged in strenuous activities, and which is substantially shared by the trade unions, albeit as an alternative to the hypothesis of retirements around the 62-year threshold. age. But the wide-ranging adoption of this measure would have a non-negligible impact on public finances, at least according to the INPS simulations which quantified the greater expenditure at over 4 billion in the first year to reach more than 9 billion at the end of a decade.
What is Quota 41
Perhaps we speak a little improperly of “Quota 41” because in this case the personal data requirement is not added to the contribution one, which is the only reference parameter. Retirement would be allowed upon reaching 41 years of payments regardless of age.
The ordinary early retirement
Currently there is an “ordinary” early exit route based exclusively on the contributions accrued. Which allows retirement for workers with at least 42 years and 10 months of payments and for workers with no less than 41 years and 10 months of contributions.
The cases in which Quota 41 is already foreseen
For over five years there have been some cases in which Quota 41 is already foreseen. The beneficiaries are the workers in possession, as of December 31, 1995, of contributions that can claim at least 12 months of payments prior to the age of nineteen (the so-called “precocious”) and who are in one of these conditions: who is unemployed and has not received unemployment benefit for at least three months; who has been providing care for not less than six months to a family member up to the second degree, living with a severe handicap; disabled civilians with more than 74% disability; those who have carried out strenuous activities or heavy duties for at least seven years in the last ten not less than six years in the last seven of working activity.
Inps, share 41 costs over 4 billion in the first year
In 2021, INPS estimated the costs of a full-scale extension of Quota 41: more than 4 billion in the first year of “activation” and then exceeding the 9 billion threshold in the last year of a ten-year course. Also for this reason the government has always remained cold in the face of this hypothesis. As well as the president of INPS, Pasquale Tridico, who has repeatedly advocated another proposal with the aim of allowing retirement at 63-64 years with only the contribution portion of the allowance, taking advantage of any salary starting from sixty-seventh year of age. In this case, the cost in the first year would stop at just over 400 million. But the League suggests that the additional expense for Quota 41 would be lower than that estimated by INPS and continues to push on this measure.