Home » CONSULTATION | Seventh AFP Retirement 2024: SBS schedule, beneficiaries, what the law says and more | ANSWERS

CONSULTATION | Seventh AFP Retirement 2024: SBS schedule, beneficiaries, what the law says and more | ANSWERS

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CONSULTATION |  Seventh AFP Retirement 2024: SBS schedule, beneficiaries, what the law says and more |  ANSWERS

On Thursday, April 18, Law 32002, which allows the extraordinary and optional withdrawal of up to 4 UIT (20,600 soles) from the fund of the Pension Fund Administrators (AFP), was finally promulgated by the Executive and published in the Official Gazette El Peruvian.

Even though the law has been enacted, remember that in order to access your contributions you will still have to wait a few more months. Still, the Superintendency of Banking, Insurance and AFP (SBS) will determine, through regulations, the operating procedure for withdrawal within a period that will not exceed fifteen calendar days from the entry into force of the law (April 18). , under the responsibility of its owner.

As recalled, the norm was approved in the plenary session of the Congress of the Republic on April 11 with 97 votes in favor, 5 against and 5 abstentions. For more details, you can review the full text of the

WHO WILL BE ABLE TO WITHDRAW UP TO 20,600 SOLES FROM THEIR AFP ACCOUNT?

The initiative enables the extraordinary and optional withdrawal of part of the accumulated funds for all members of the Private Pension System (SPP), without exception. It is estimated that about 7 million people will be able to access up to 4 UIT – 20,600 soles from their individual accounts.

The letter also indicates that the funds to be withdrawn maintain their intangible status, that is, they cannot be subject to discounts, legal or contractual compensation, embargo, retention or any form of affectation, whether by judicial or administrative order.

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However, this does not apply to judicial or conventional withholdings derived from food debts, up to a maximum of 30% of the amount withdrawn.

AFP WITHDRAWAL 2024: WHAT WOULD THE APPLICATION PROCESS BE?

The procedure established by law is as follows:

  • Affiliates submit their request physically or virtually within ninety calendar days after the regulations of this law come into effect.
  • An amount of up to one UIT is paid every thirty calendar days, with the first disbursement being made thirty calendar days after the application is submitted to the private pension fund administrator to which the member belongs.
  • In the event that the member desists from continuing to withdraw funds from his individual capitalization account (CIC), he may request it only once from the private pension fund administrator ten calendar days before the next disbursement.

WHAT DID THE AFP SAY ABOUT THE WITHDRAWAL OF AFP 2024?

Some of the AFPs communicated important aspects of the seventh AFP withdrawal on their official social networks.

AFP Habitat:

Press AFP:

I will benefit from:

AFP Integrates:

HOW DO I KNOW HOW MUCH I HAVE IN MY PENSION FUND?

Each AFP at the national level has a total record of all contributions, this can be viewed on the website or application of the entities, be it AFP Integra, Prima, Habitat and Profuturo. Next, we will give you the steps on how to find out how much money you have in your account depending on the AFP to which you are affiliated.

  • AFP Integra: if you are an affiliate of this administrator, you can enter the following link: .
  • AFP Premium: enter the page and in “My account” you enter your ID number and password.
  • AFP Habitat: to review the account status in this AFP you must enter .
  • Profuturo AFP: if you are an affiliate of this AFP you can enter to see your account statement.
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HOW TO KNOW WHICH AFP I BELONG TO, ACCORDING TO THE SBS

As can be confirmed on some platforms, to make the query regarding which AFP one belongs to, it must be done as follows:

  • Go to the “Registration” option .
  • Read the conditions of use. If you agree with these, declare it and click “Next”.
  • You will be asked for your ID number and an email. We recommend that you have your identification document on hand so that you can complete your registration successfully.
  • Once registered, choose the option “Pension Situation Report” and that’s it. This way you will know which AFP you are in.

Review in this video some recommendations from financial experts on what decision to make if you decide to withdraw the money from your AFP and want to invest it or generate some profit.

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