Even with an excellent, actively managed world fairness fund, for which along with annual prices of 1.5 p.c there would even have been a 5 p.c concern charge, you’d have gotten round 68,000 euros. Germany can be billions richer if the 16 million Riester savers had had extra shares of their portfolios. In the instance of the DWS-Riester contract, nonetheless, the investor himself had made a mistake: he solely paid in a small quantity, due to this fact didn’t obtain the total allowances and solely concluded the contract till the age of 60. Due to the brief time period, there have been at all times too few shares within the portfolio, as an alternative there have been bond funds with which the fund firm may fulfill the assure promise.
46,000 euros extra after 16 years
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