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Aim of the initiative: Young people should be encouraged to take care of their finances themselves. According to Neitzel, they also clearly state the difference between speculating and investing in their lectures. “Social media cannot currently close the gap in the curriculum,” says the head of the initiative, Jürgen Neitzel. FinChamp takes a critical view of aspects such as self-promotion of financial products online and tries to give students the basic knowledge they need to make their own financial decisions.