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In the personal loans sector, there is a market niche that is currently worth around 6 billion a year and which – following a series of recent regulatory changes, European judgments, of different speed in terms of disbursement and for the strong entry into the banking market – seems destined to grow. This is the salary and pension-backed salary transfer, which has already become cheaper than personal loans: the best Taeg rates of salary-backed loans (Cq) reported …