Banking as a service will dominate the decade. But we are already looking at open finance

An opportunity for business growth and for the offer of services, an opportunity to reduce the costs of one’s services, an option to speed up the evolution of the offer. All this is “banking as a service” (Baas), the new concept of a bank that is “torn to pieces” and available to any non-banking player who takes advantage of the new open banking ecosystem.

Bees are the technological tool that enables the process, but the philosophy is that of companies outside the perimeter …