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Many fintech services have developed outside the regulated areas, unlike banks: what are the margins of protection for the consumer
by Alfonso Scarano, Armando Pugno, Carla Zanelli, Giuseppe Di Napoli, Vincenzo Somma *
Fintech! We listen to the “paeans” who incense fintech initiatives with optimism for their potential efficiency and lower costs for consumers compared to similar services offered by traditional banks.
Epperò is appropriate to consider the customer-consumer point of view, of the advantages and risks attached to them.
Certainly, opening a current account quickly, by a fintech company, or obtaining credit within hours and not days, appears to be an appreciated innovation. Immediate follows …