The reporter learned from the Shanxi Banking and Insurance Regulatory Bureau on April 11 that the bureau attaches great importance to the work of financial services for new citizens, strengthens the docking and cooperation with relevant departments, and promotes the work within the jurisdiction.bankInsuranceInstitutions will expand the financial supply of new citizens with high quality, and improve the financial service capabilities of new citizens.
According to reports, the Shanxi Banking and Insurance Regulatory Bureau highlights the leadership of supervision and promotes inclusive finance to focus on the needs of new citizens. The first is to introduce policies to expand the coverage of inclusive finance. Embed the financial service work for new citizens into the work of inclusive finance, make overall planning and make concerted efforts.Focusing on new citizen groups represented by small and micro business owners, self-employed industrial and commercial households, and unlicensed small vendors, the six departments in the province jointly issued the “Notice on Matters Related to Financial Support for Individual Economic Development” to guide thebankInsuranceIncrease and expand the financial services provided by institutions to individual economic entities.
The second is to strengthen mechanism construction to stimulate endogenous power.Carry out supervision and evaluation of financial services for small and micro enterprises, effectively play the role of supervision “baton”, and guidebank“Dare to lend, willing to lend, able to lend, and able to lend” to improve the quality and efficiency of financial services.
The third is to conduct in-depth visits to investigate and solve service blocking points.Via New Citizen Financial ServicesresearchShanxi Banking and Insurance Regulatory Bureau found that due to statistical caliber, identification and other reasons, it is difficult to implement preferential loans for self-employed individuals who do not hold licensescreditpolicy, the bureau is working on a solution.
At the same time, the bureau focuses on key areas and promotes new citizens to live and start businesses. The first is to focus on housing needs. Encourage banking institutions to support the demand for housing leasing credit, increase the supply of long-term rental housing, and meet the reasonable demand for housing credit for new citizens. E.g,Construction BankShanxi Branch cooperated with Taiyuan Housing Management Bureau on housing leasing projects, providing 221 sets of high-quality housing for new citizens.
The second is to focus on entrepreneurship and employment. Encourage banking institutions to cooperate with Shanxi Provincial Employment Service Bureau and Shanxi Provincial Financing and Re-guarantee Group to strengthen credit support for new citizens to start businesses. As of the end of February 2022, the province’s entrepreneurship guaranteed loan balance was 3.416 billion yuan, an increase of 13% from the beginning of the year.
The third is to focus on medical security.Help serious illnessInsuranceRealize the expansion of coverage and raise the standard, ensure that new citizens enjoy the same rights, realize the “willing to guarantee guarantee”, and the guarantee level ranks among the top in the country.
(Article source: ChinasecuritiesReport · China Securities Network)