The property market has new news!The four major banks have simultaneously lowered the mortgage interest rate in Guangzhou, and the down payment ratio of Nanning second-home provident fund loans has been reduced to 30%.

late today,real estate developmentThe sector moved up and closed up 1.42%.Tahoe Group(SZ000732)、Pearl River Shares(SH600684)、black peony(SH600510) daily limit,Nanguo Real Estate、Joy、Chongqing DevelopmentWait for the increase.

The four major banks will simultaneously reduce mortgage loans in Guangzhouinterest rate

according tosecuritiesThe Times quoted Nanfang + news that from February 21, the four major banks have simultaneously lowered mortgage loans in Guangzhouinterest rate. Among them, the first home interest rate was lowered from the previous LPR+100BP (5.6%) to LPR+80BP (5.4%), and the LPR+120BP (5.8%) was lowered to LPR+100BP (5.6%). A person in charge of the personal loan department of a large state-owned bank told reporters that unlike the same period last year when the market demand was strong and the amount of mortgage loans was tight, since the beginning of this year, real estate transactions have been weak,BankThe amount of mortgage loans is ample, and there is still room for a continued downward trend in mortgage loans in the future.

Nanning: The down payment ratio of the second home loan is reduced to 30%, and the maximum amount is 600,000 yuan

Nanning Housing Provident Fund Management Center issued the “Nanning Housing Provident Fund Personal Housing Loan Management Implementation Rules” on February 18, which will come into force on March 1.

A number of policies have been implemented to benefit the people, of which the most concerned is,The ratio of the down payment for the second housing provident fund loan shall not be lower than that of the housinghouse price30% of the value of the house, the loan amount is not higher than 70% of the value of the house. Previously, the down payment ratio for a second home should not be less than 40% of the housing value.

　　In addition, the maximum amount of the provident fund loan for the first home is 700,000 yuan, and the maximum amount for the second home provident fund loan is 600,000 yuan.

Image source: Official website of Nanning Housing Provident Fund Management Center

(Article source: Daily Economic News)

Article source: Daily Economic News

Responsible editor: 10

Original title: There is new news in the property market! The four major banks have simultaneously lowered the mortgage interest rates in Guangzhou, and the down payment ratio of Nanning second-home provident fund loans has been reduced to 30%