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Anyone who likes cash and notes has unhealthy playing cards

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Anyone who likes cash and notes has unhealthy playing cards

There are fewer and fewer ATMs in Germany. Savings banks and Volksbanks alone have eliminated practically 8,000 ATMs over the previous 5 years. Anyone who can nonetheless get to an ATM withdraws the biggest quantities – or heads to the grocery store.

Germany: Fewer ATMs, larger charges

Germany’s financial savings banks function solely 21,000 ATMs, a big lower in comparison with 25,500 in 2018. The state of affairs is analogous for Volksbanken and Raiffeisenbanken, the place the quantity decreased from 18,100 in 2018 to 14,700 in 2023. Customers of those banks There are actually lower than 7,900 machines obtainable than 5 years in the past.

In complete there have been 2023 roughly 51,800 ATMs in Germany – a lot lower than the file 12 months of 2015 with nearly 61,100 machines, however nonetheless greater than the Nineteen Nineties (supply: German Planning Network).

Savings banks and Volksbanks typically work collectively on the subject of ATMs:

While the variety of machines is lowering, the costs on every withdrawal improve. The German Savings Banks and Giro Association reviews a rise within the common variety of withdrawals since 2016. For safety causes, they don’t need to touch upon the small print, however every little thing factors to a change in the way in which money is dealt with. According to a report from the Bundesbank, 50 euros are issued extra usually.

Here’s what it is advisable to learn about Sparkasse:

Savings banks: 5 solutions to questions that (nearly) everybody asks themselves

Cash out is turning into increasingly more common

Many supermarkets, drug shops and {hardware} shops now supply cash-back choices. In 2019, 2.23 billion euros have been paid on this approach, By 2023 it was over 12.3 billion euros.

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Anything handy for patrons However, there are prices related to buying and selling. Recently, a German commerce affiliation known as for an finish to financial institution withdrawal charges at supermarkets.

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