:strip_icc()/i.s3.glbimg.com/v1/AUTH_f035dd6fd91c438fa04ab718d608bbaa/internal_photos/bs/2023/h/I/x6CRozTuyBOhbDRANw1g/consulta-dinheiro-esquecido-valores-a-receber-banco-central.jpg "Amounts receivable: Brazilians have R$7.5 billion forgotten in banks; see how to withdraw | Financial services")
Os Brazilians have ‘forgotten’ around R$7.5 billion in banks, reports the Central Bank of Brazil’s Receivable Values System (SVR). Individuals have R$6 billion stuck awaiting rescue and companies have around R$1.5 billion.
Operating permanently since March 2023, the Receivable Value System It also reveals that 31.1 million people have up to R$10 to withdraw. Another 12 million citizens can recover between R$10.01 and R$100. 4.7 million can recover between R$100.01 and R$1,000, while 850,000 people or companies have something above R$1,000 .01 receivable.
Most of the forgotten money is in banks. There is still a lot of money in consortium administrators, payment institutions, financial institutions, cooperatives, brokers and distributors.
After being offline for almost a year, the SVR reopened in March 2023, with new sources of funding, a new scheduling system and the possibility of recovering values from deceased people.
How to check if you have money forgotten in banks? How to withdraw?
No of the SVR system, the citizen checks whether he has any amount to receive by informing his CPF and date of birth or that of a deceased person to find out if he has any ‘forgotten money’ in a bank, consortium or other financial institution. If you are a company, simply inform your CNPJ and the opening date.
If you have something to receive, the person will be able to request the money back and the ‘debtor’ institution must make the transfer using the Pix key informed at the time of the request.
If you are unable to make the request via SVR, the person will have to contact the institution to agree on how to return the money.
Not case of money redemption of a deceased person, the requester must be an heir, executor, executor or legal representative to access the data. To recover the amount from the deceased, whoever did the research will have to speak to the institution to find out what documents they will need to present to receive the money.
To check whether you have amounts to receive from the Central Bank, simply enter your CPF or CNPJ and the date of birth or opening of the company — Photo: Reproduction / Banco Central
The BC advises account holders to be careful with fraudsters who claim to act as intermediaries for supposed redemptions of forgotten amounts. All Valors a Receivable services are completely free, and the system does not send links or contact beneficiaries to discuss amounts receivable or to confirm personal data.
The entity also clarifies that only the financial institution that appears in the Receivable Values System consultation can contact the citizen. Finally, the BC asks that no citizen provide passwords.
The current phase of the SVR has new features, such as printing screens and request protocols for sharing on WhatsApp and the inclusion of all types of values provided for in the system standard.
There will also be a virtual waiting room, which allows all users to make the appointment on the same day, without the need for a schedule based on the year of birth or the company’s founding.
In addition to these improvements, there is also more transparency for those who have joint accounts. If one of the holders requests the redemption of a forgotten amount, the other, upon entering the system, will be able to see the information: such as the amount, date and CPF of the person who made the request.
Amounts receivable: see how to withdraw money forgotten in banks and financial institutions — Photo: Getty Images