Thimm Blickensdorf from Growney also confirms this trend. “Savings plans are a very popular tool for our customers to build wealth,” he says. Around three quarters use this option. The average savings plan rate is around 210 euros per month. There is no significant difference between customers with classic and sustainable strategies. “In addition to the monthly savings plan payments, many of our customers also take advantage of the opportunity to invest additional money in investment strategies from time to time,” adds Blickensdorf.
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But where can those interested find the best offer? FMH Finanzberatung has chosen the best robo-advisors with savings plans exclusively for WirtschaftsWoche. The rating includes the number of classic or sustainable strategies that can be saved, the minimum savings rate, the service fees and whether an app is available or not. It was also relevant whether a child savings plan in the child’s name was possible. Performance was not taken into account in the rating because the portfolios sometimes have very different compositions and are difficult to compare. For example, the balanced portfolio sometimes has an equity quota of 50 percent, sometimes slightly lower or slightly higher. That would distort the ranking.