The scale of social financing in the first quarter increased by 155.4 billion yuan year-on-year
Yangcheng Evening News reporter Dai Manman reported: On the 7th, the reporter learned from the special press conference on the implementation of Guangdong’s financial implementation to help enterprises bail out held by the Guangzhou Branch of the People’s Bank of China. Policies have been coordinated and effective, the quality and efficiency of Guangdong’s financial system in serving the real economy has been continuously improved, the scale of social financing has been steadily expanded, and the scale of social financing has been kept reasonably sufficient. Stabilized for the better.
Lending to industries affected by the epidemic rebounded
Data show that in the first quarter of this year, Guangdong’s social financing scale increased by 1.4 trillion yuan, an increase of 155.4 billion yuan year-on-year. Among them, in March, Guangdong’s social financing scale increased by 539.2 billion yuan, an increase of 108.2 billion yuan year-on-year.
“From the perspective of credit investment, Guangdong’s key areas and weak links were effectively cared for in the first quarter, and financing was relatively active,” said Wang Yirong, director of the Investigation and Statistics Division of the Guangzhou Branch of the People’s Bank of China. Specifically, loans to the manufacturing and infrastructure industries grew rapidly. . At the end of March, the loan balance of manufacturing units in Guangdong increased by 20.8% year-on-year, and the growth rate was 5.4 and 4.6 percentage points higher than that at the end of the previous year and the same period of the previous year. The balance of unit loans in the infrastructure industry increased by 14.1% year-on-year, 2 percentage points faster than the growth rate of various loans.
Loans related to the production and supply of food and energy have increased significantly, and the growth of loans to industries such as wholesale and retail, accommodation and catering, transportation and logistics, which have been greatly affected by the epidemic, has picked up. Loans to wholesale and retail industries increased by 49.8 billion yuan in the first quarter, reversing the decline in the second half of last year. The growth rate of loans to the accommodation and catering industry rebounded to 0.6% at the end of March, up 7.4 percentage points from the same period of the previous year. Loans to the transportation, warehousing and postal industries increased by 10.8% year-on-year, up 0.5 percentage points from the end of the previous month.
Marginal improvement in real estate lending
It is worth noting that in the first quarter of this year, Guangdong’s real estate loans improved marginally, with real estate development loans increasing by 57.9 billion yuan, breaking away from the flat state since the third quarter of last year and re-entering the growth channel; in March, personal housing loans increased by 14.4 billion yuan. Yuan, an increase of 15.9 billion yuan from the previous month.
In accordance with the principle of “implementing policies according to the city”, for cities with “net inflow of population”, focusing on the goal of “stabilizing land prices, housing prices, and stabilizing expectations”, the concentration of regional real estate loans is basically stable. For cities with “non-population net inflow”, differentiated housing credit policies should be reasonably determined to support the demand for first and improved housing. At present, the mortgage interest rates in Guangdong’s “non-population net inflow” cities are still relatively high. In April, the first mortgage interest rates of some banks in the five cities in northern Guangdong (Qingyuan, Shaoguan, Heyuan, Meizhou, Yunfu) have been lowered by up to 40 basis points. .
“Next, we must continue to guide banks to effectively reduce the cost of purchasing houses on the demand side,” said Zhang Hao, director of the Money and Credit Management Department of the Guangzhou Branch of the People’s Bank of China. As the primary task, promote the steady and healthy development of the real estate market.
Promote the recovery of consumption in Guangdong
Consumption is one of the “main engines” of economic growth, and plays an important leading role in expanding domestic demand and smoothing domestic circulation. The Guangzhou Branch of the People’s Bank of China, in accordance with the work deployment of the Guangdong Provincial Government to promote consumption, organized the branches of the People’s Bank of China and various payment service market players to actively connect with local governments and relevant departments, focusing on the livelihood industries such as automobiles, home appliances, retail, catering, cultural tourism, etc. Actively provide efficient and safe consumer coupon issuance system and application scenario services. During the “May 1st” period, 5,803,900 consumer coupons were released, leveraging 1.349 billion yuan in consumer transactions, effectively helping consumption recover and recover.
In terms of the detailed implementation of the policy of reducing fees and giving profits, as of the end of April 2022, Guangdong Province has reduced and exempted payment fees by a total of 1.14 billion yuan, benefiting nearly 8 million small and micro enterprises and individual industrial and commercial households, and actively helping small and micro market players to reduce the burden Relief and stable operation.
According to the survey, Guangdong entrepreneurs and bankers expect the macroeconomic climate index in the second quarter to increase by 2.4 and 6.6 percentage points respectively compared with the first quarter, and the business climate index of enterprises to increase by 3.5 percentage points compared with the first quarter.
Editor: Nie YueReturn to Sohu, see more
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