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«A bank is like an ocean liner: if you don’t start veering a mile before the iceberg in front of you, you will definitely end up against it. That’s why what we’re doing today at UniCredit is looking beyond today’s extraordinary results: we want to be ready in 2024 and 2025, when this high-rate euphoria will pass. At that point we will see the differences between the banks that have done well and those who haven’t, between those who have a sustainable model and those who don’t. And if we put ourselves in this perspective…