Summary
[Yi Gang: Pay attention to the operational risks and network risks caused by the excessive concentration of financial technology services of large technology companies]People’s Bank of China Governor Yi Gang said that small and medium-sized banks are facing greater challenges. Small and medium-sized banks have limited resources and can only rely on the technology and platforms provided by large technology companies for customer maintenance, credit analysis and risk control, which may lead to weaker customer acquisition capabilities and product competitiveness on the debt and asset sides. We should pay attention to the impact of increasing reliance on large technology companies on the operating activities of small and medium-sized banks, as well as the operational risks and network risks caused by the excessive concentration of financial technology services of large technology companies. There are more than 4,000 small and medium-sized banks in China, and the reform of financial technology will bring challenges to their financial services, bank deposits and other fields. (Securities Times Network)
Chinese peopleBankPresident Yi Gang delivered a speech at the opening speech of the Sino-German “FinTech and Global Payment Field Panorama—Exploring the Xinjiang Region” video conference. Yi Gang said thatBankFacing greater challenges.Small and mediumBankWith limited resources, they can only rely on the technology and platforms provided by large technology companies for customer maintenance, credit analysis, and risk control, which may lead to weaker customer acquisition capabilities and product competitiveness on the debt and asset sides. We should pay attention to the impact of increasing reliance on large technology companies on the operating activities of small and medium-sized banks, as well as the operational risks and network risks caused by the excessive concentration of financial technology services of large technology companies. There are more than 4,000 small and medium-sized banks in China, and the reform of financial technology will bring challenges to their financial services, bank deposits and other fields.
(Source: Securities Times Net)
Article source: Securities Times
Editor in charge: DF551
Original title: Yi Gang: Should pay attention to the operational risks and network risks caused by the high concentration of financial technology services of large technology companies
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