Kontigo permits folks to request loans, which may fluctuate in sort, be it SMEs, people, automobile purchases, payees, even company funds, from anyplace on the earth, 24/7 digitally, offering a easy and quick expertise. With solely an ID quantity, a credit score request is made on the acceptable monetary establishment, and with this info the platform completes the consumer’s info whereas updating in actual time their monetary analysis, which is linked to the credit score coverage of every financing firm. This pre-authorization course of can take lower than 5 minutes relying on the kind of threat one has.
“We adapt to the tempo and wishes of every companion enterprise, be it a financial institution, monetary establishment, fintech, cooperatives, worker fund, compensation fund, totally different corporations. We are in command of connecting the credit score coverage offered by the financing firm, with exterior private and non-private sources, in addition to info from the identical firm, with a purpose to decide the extent of credit score and the power to pay every particular person, whether or not he deserves approval or not. . of credit score, the place its worth is set by the financing firm, because the credit are deposited by corporations and Kontigo supplies know-how and digital innovation,” mentioned Cruz.
This discussion board, which guarantees to offer the very best situations for entry, flexibility, technological innovation and velocity within the institution and approval of mortgage procedures from regulated monetary establishments, comparable to: banks, municipal financial savings banks, rural financial savings banks, financial savings cooperatives and credit score; unregulated monetary establishments: fintech, mortgage and pawn corporations, NGOs in Peru; It has offered greater than 180 thousand loans, with an quantity of roughly USD $600 million, planning to offer roughly 35,000 loans within the nation of origin and Colombia by the 12 months 2024.