“As a farmer, there are many things you simply don’t know,” says Gerhard Willner. Here’s what he would do today:
Call in specialists: Shortly after the fire, he received an advertisement from a fire damage specialist and threw it in the trash. Today, Willner thinks that with the help of a professional he might have been able to avoid mistakes when dealing with the insurance company.
Appraisal procedure: If you do not agree with the insurance company’s report, you can initiate an appraisal procedure. The disputed report is then assessed by two higher-level experts.
Knowledge of human nature: When taking out insurance, choose your insurance broker or advisor carefully. “A lot depends on the people behind the desks.”
Different insurers: If a lawsuit arises, legal protection insurance is helpful. The tip from Willner’s lawyers: choose another insurance company for legal protection insurance. It is not uncommon for legal protection to be terminated in the event of a lawsuit against your own insurance company.