The live broadcast of the digital event of the Sole 24 Ore
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“We are starting to reap the benefits of a process that started a long time ago. All this generates a series of requests, also in terms of skills: we would need more people who have creative skills to solve problems and propose solutions “, recalled Alvise Bonivento, Scientific Director of the Executive Master in Fintech H-FARM College and Indaco Venture Partner. Partners. “From our point of view, we feel we are aggregators, with different skills and solutions – says Mauro Cavagna, Chief Technology and Processes Officer of the Prelios Group – It is a very stimulating challenge”. Whoever feels like an aggregator is also Mattia Ciprian, Co-Founder and CEO of Modefinance: «We are one of the most striking examples of positive collaboration between different subjects, with different expertise and histories. In our experience, the research and implementation of alternative data systems has been decisive. Data and information are no longer limited to witnessing a situation at a given moment, to photographing the status quo as is but they allow dynamism and awareness in a strategic perspective ». «The native integration of financial products, embedded finance, in a typically non-financial product is another key issue – recalled Antonio Lafiosca, Co-founder and COO Opyn -. From our point of view we are offering lending as a service to third party operators, who thus see credit no longer separated from those who offer more daily services ». An experience that also knows a reality such as Workoinvoice closely: “We are sure that the market is the most efficient solution, especially when there is a credit activity to develop: the superbonus, which involved different subjects with dna different, exalted the concept and potential of the market place », Matteo Tarroni, Co-founder and CEO Workinvoice reasoned.
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Nicastro (Aidexa): “The physical branch is no longer a guarantee of a better service, on the contrary”
“The traditional bank branch has been a fundamental element of the bank’s strategy but objectively has passed the phase in which it was necessary for the provision of an effective service”, underlined Roberto Nicastro, President and Founder of Banca Aidexa. «The real news, however, is that today you don’t need a branch to get new customers. On the contrary, Aidexa’s experience, with the ability to provide credit in a few hours, proves that
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Passera (illimity): “Technology can replace stairs”
«Technology can replace stairs, and our case proves it», Corrado Passera, founder and CEO of illimity, began: «And I’m thinking, for example, of the cloud, an extraordinary accelerator». This is also good news for small operators, because entry barriers can be managed for everyone. «Of course – he observed – investments must be targeted where needed. An example? Operating systems must be completely rethought. They must be new, the old ones cannot be converted ”.