[Epoch Times November 13, 2021](The Epoch Times reporter Xiong Bin interviewed and reported) The critical illness relief platform “Water Drop Fund” under the water drop company, funded by well-known companies such as Tencent and Boyu Capital, recently reported that there was fraudulent donation In the case of fraudulent donations, patients’ families and caring people are also used to help themselves promote insurance business.
On the 10th, reporters called a number of fundraising managers and fundraising consultants of the “Drop Funding”, but most of them hung up, or they couldn’t get through. I dialed the company’s customer service number and kept playing recordings introducing the company, but no one responded.
There are promoters with monthly income of tens of thousands
Recently, a self-media broke the news that a reporter conducted an undercover investigation on Waterdrop and found that Waterdrop would let its employees and hospitals in charge of the business to sign orders for patients to raise funds in Waterdrop. These promoters can get a commission of 150 yuan for every completion of a signing task. There are promoters who can earn tens of thousands of monthly income.
In addition, in order to complete the fundraising amount as soon as possible, the promoters have the problem of filling in randomly and falsely, not investigating the real needs of the fundraiser, and the existence of fraudulent donations. Some patients have passed away, and donations are still being initiated in the water drop chip.
On November 9, Beijing Waterdrop Mutual Insurance Technology Co., Ltd. issued a document denying that it charged an 18% handling fee and stated that it had reported the case to the police.
Ms. Zhao from Hebei told reporters on the 11th that her mother was hospitalized with cancer and was accompanied by her father. At that time, a fundraising manager asked them to raise funds on the platform of Dizhuan. The manager asked her to wait for the social networking site to forward the link of Dizhuan on Tieba, but she was blocked when she reposted it on Weibo and Douyin. When he contacted this manager Zhou, he did not respond.
Ms. Zhao said that the ward where her mother lived was relatively expensive. When the fundraising manager of Didi Chuan issued his business card, he said that he would find them if needed, and cheated them to raise money from the beginning.
People: Repost by ourselves
A netizen posted: “I used to forward it to my friends in the circle of friends, I have to donate as many points. The last friend’s family was hospitalized and said that there were clerks in the hospital who were doing business, and the copywriting was written by them. I just figured out a way. I will never donate again. Those who lose their conscience have cut the last way for the truly poor.”
Ms. Zhao told reporters that to participate in the fundraising of “Drop Funding”, you must first raise a certain amount or more. “The fundraising manager said that if you raise enough 10,000 yuan (RMB), the platform will help promote it.”
“In the WeChat Moments, friends and relatives donate to you. Others can’t see it. I don’t believe what I see. I’m afraid of being deceived.” She said.
Mr. Zhang from Liaoning, Hebei, said on the 11th: “He relies on our own reposting and posting to Moments. Those people on WeChat are very limited, and most of the fundraisers rely on themselves for emergency treatment. He does not help us publicize. We don’t know.”
Self-media broke the news: “While water drop chips use people’s love to make money, they also treat people who donate their hearts as their marketing customers. They will also add various insurance options on the page, so that people don’t know how to operate because of mistakes. I did it, and they bought the insurance of the water drop chip without knowing it. After clicking, many people did not cancel because they did not know that they had bought the insurance accidentally. They didn’t react until their money was deducted.”
The fundraising is stored in the company account and the patient needs to pay 0.6% of the withdrawal fee
It is understood that in order to raise funds for treatment as soon as possible, patients and family members will use all their relatives, friends and friends to desperately forward the “Drips of funds” link. Before withdrawal, it is stored in the company account. However, the family members of the patients who raised funds said they had to pay a 0.6% withdrawal fee.
Mr. Zhang’s wife in Liaoning was hospitalized with cancer, and the treatment cost was at least 200,000 yuan. At present, only 20,000 yuan has been raised on the “dropping chip”. Mr. Zhang said: “It costs 60 yuan for 10,000 yuan. He said it is like the fee for bank withdrawals.”
Ms. Zhao said that the medical expenses of severely ill patients often amounted to hundreds of thousands, and most of the “drop funding” was small donations. At present, she only raised a few thousand yuan, which is just a drop in the bucket for the huge medical expenses.
Ms. Zhao said: “Mother received more than 200,000 yuan of chemotherapy in the early stage, which is quite a lot for the people in the countryside. There are five to six thousand, and seven to eight thousand, all at their own expense. Now I have to infuse protein liquid every day, and a small bottle of more than 400 is also at my own expense. My dad earns several thousand yuan a month. Because of the epidemic, I can’t go to work, and now I have no income.”
Water drop company was founded in 2016, operating insurance brokerage business, water drop chairman and CEO Shen Peng, co-founder and director Yang Guang, co-founder and director Hu Yao, etc. hold 26.4% of the shares, Boyu Capital, Gaorong Capital , Swiss Re holds 11.9%, 6.5%, and 5.7% of the shares respectively.
On May 7 this year, Water Drop Company was listed on the New York Stock Exchange IPO. The prospectus shows that as of the end of 2020, more than 340 million people have donated more than 37 billion yuan to more than 1.7 million patients through “drop funding”. From 2018 to 2020, revenue increased from 238 million yuan to 3.028 billion yuan. In view of the significant undisclosed risks of Water Drop Company after its listing, American lawyers have initiated a class action lawsuit.
Editor in charge: Li Qiong
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