[ 易纲指出，首先，建立健全法律法规和监管体系是实现个人信息保护的基础。目前，中国个人信息保护法律体系已经初步建立，政府部门将依法实施公平监管。其次，个人信息保护的最终目的是促进数据的合理使用。最后，个人信息保护需要加强国际合作。 ]
In recent years, incidents of customer data being leaked on the Internet are not uncommon. How should the protection of personal information be strengthened?
On November 3, the Governor of the Central Bank, Yi Gang, pointed out at the 2021 Hong Kong Fintech Week that he should learn from international experience and increase the protection of personal information. At the same time, he also summarized three practical experiences in strengthening the protection of personal information.
In the past month, Yi Gang has repeatedly emphasized the issue of data protection. On October 9, when he shared China’s regulatory practices on large technology companies, he pointed out that the next step is to explore the realization of more accurate data confirmation, more convenient data transactions, and more on the premise of ensuring personal privacy and data security. Reasonable use of data will continue to stimulate the vitality of market players and technological innovation capabilities.
Judging from international experience, many countries have adopted legislative measures to protect personal information. For example, the EU issued the General Data Protection Regulation (GDPR) in 2018, which clarified the rights of individuals to their own information and the responsibilities of data processing agencies, which provided useful references for other countries to formulate data protection regulations.
my country has always attached great importance to the legislation of personal information protection. Yi Gang said that the People’s Bank of China has always attached great importance to the protection of personal information in the financial sector. Since 2005, it has successively introduced personal information protection related systems in the fields of anti-money laundering, consumer rights protection and credit investigation. In recent years, efforts have been made to manage the excessive collection of personal information in financial activities, and the “Overlord Clause” that cannot obtain services without agreeing to provide personal information. At the same time, various institutions that provide financial services are urged to collect, use, and keep customer information in strict accordance with the principles of lawfulness, fairness, and minimum necessity, regulate internal use of personal information for commercial purposes, and fully protect consumer privacy and legitimate rights and interests.
On September 30 this year, the People’s Bank of China issued the “Administrative Measures for Credit Investigation Services”, which clarified the boundaries of personal credit information and standardized the entire process of collection, processing, and provision of personal credit information. In addition, financial technology companies are required to fully divest themselves of businesses related to personal credit reporting and provide credit information services to financial institutions through licensed personal credit reporting agencies.
Yi Gang emphasized that in the future, the legal system for personal information protection in the financial sector will be further improved, and the supervision of personal information protection will be strengthened.
Talking about several practical experiences in strengthening the protection of personal information, Yi Gang pointed out that, first of all, the establishment and improvement of laws, regulations and supervision systems are the basis for the protection of personal information. At present, China’s personal information protection legal system has been initially established, and government departments will implement fair supervision in accordance with the law.
Second, the ultimate goal of personal information protection is to promote the rational use of data. Under the premise of fully protecting personal information, it is necessary to explore the realization of more accurate data confirmation, more convenient data transactions, more reasonable data use, and stimulate market players’ vitality and technological innovation capabilities.
Finally, the protection of personal information needs to strengthen international cooperation. Yi Gang believes that, with the development of financial technology, the flow of personal information has the characteristics of cross-border, mixed industry and cross-regional. It is necessary for the legislative, judicial and administrative authorities of various countries to strengthen cooperation and cooperation in anti-monopoly, data supervision and consumer rights protection. Supervision and coordination, especially in the development of international standards for the protection of personal information, should work together. Return to Sohu to see more
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