Where can I park, what happens to my waste water and how fast can I drive? The experts at Stiftung Warentest answer all the important questions about motorhomes. In addition, we offer an individual insurance comparison. The price differences in motor vehicle insurance for motorhomes are enormous. With our comparison you will find a cheap tariff and can save several thousand euros a year.
How to insure caravans, campers, mobile homes cheaply
Why our mobile home guide is worthwhile for you.
- Answers to the most important questions. The experts from Stiftung Warentest provide a compact overview of important questions for mobile home owners. You can find even more detailed information in our motorhome handbook. It has 288 pages and costs 29.90 euros.
- Individual tariff comparison. Stiftung Warentest determines favorable tariffs for motor vehicle liability, partially comprehensive and comprehensive insurance – suitable for your insurance requirements. This is how you can find a motor vehicle insurance policy that suits your individual needs for your mobile home or caravan.
- Independent and fair. Stiftung Warentest does not receive any commission from insurers and does not exclude any providers. The Motorhome and Caravan Car Insurance Comparison has default minimum benefits that we recommend. You can delete or change the presets. And: We treat your data as strictly confidential.
Know the rules and avoid expensive fines
Did you know that your friends are theoretically not allowed to sleep in the motorhome when they visit you? Whether an authority really intervenes when the mobile home parked on the side of the road is used as a guest room is questionable, but it makes sense to be familiar with the applicable rules. We devote ourselves to questions about the topics: stopping, parking, staying overnight, shower and dishwater, insurance, damage, accidents, deregistration as well as driver’s license and payload.
This gives you an important overview, especially as a motorhome newcomer.
Save a lot of money with the right insurance
As a mobile home owner, you need at least motor vehicle liability insurance. For damage to your own mobile home, a tariff with comprehensive insurance can be useful. If you don’t choose the next best tariff, but compare prices, you can save a lot of money. In our example calculation, the price difference between the cheapest and the most expensive tariff is 2,787 euros.
Model camper: Knaus Live Traveler, alcove, 88 kW, purchase price 51,990 euros, 3,500 kg permissible total weight, owner is 40 years old, driver’s license since 2001, single driver (12,000 km/year), married, employees, private use, no garage, additional car In fully comprehensive insurance, a deductible of 500 euros applies, otherwise there are no performance specifications in this example.