[Epoch Times November 08, 2021](Reported by Epoch Times reporter Li Yun) Recently, the news that “Shanxi depositor Ms. Ding deposited 12 million yuan in a bank and was transferred away privately by a bank employee” appeared on the hot search. The court found in the first instance that Ms. Ding bears 80% of the responsibility, which aroused heated discussions among netizens.
Comprehensive Lu Media reported on November 7 that Ms. Ding from Qingxu County, Shanxi had some savings in her early years in business with her husband. At the beginning of 2017, Wang, an employee of the sales department of Shanxi Qingxu Rural Commercial Bank Co., Ltd., approached Ms. Ding and said that the unit had financial management tasks and asked her for help.
Because Wang was the son-in-law of Ms. Ding’s relatives, Ms. Ding successively transferred 5 million yuan (RMB, the same below) to Wang for financial management. After maturity, the principal and income totaled 5.43 million.
In order to help Wang complete the task, Ms. Ding converted the money into fixed deposits in March 2019, and transferred another 2 million yuan in demand deposits; in April 2019, they were transferred to Qingxu Rural Commercial Bank Qingyuan Sub-branch and Qingxu Agricultural Bank respectively. The business department of the commercial bank handles a fixed deposit of 3 million yuan and a fixed deposit of 2 million yuan.
Subsequently, Wang told Ms. Ding that customers with large deposits could receive gifts, and Wang asked Ding to hand over the deposit receipt and ID card to him to collect the gifts on his behalf. A few days later, Ding didn’t get the gift and didn’t see the continuous deposit slip. He asked Wang for the deposit slip. The other party shied away from it for various reasons.
Ms. Ding asked her family to inquire, and found that Wang had transferred the fixed deposits of 3 million and 2 million to other accounts on the day of the deposit, so she called the police. At this time Ms. Ding discovered that not only the 5 million yuan was transferred by Wang, but the previous more than 7 million yuan was not deposited into her account.
Ms. Ding sued the bank for compensation
Later Wang was arrested for committing fraud. Ms. Ding learned that Wang originally made loans for profit, and part of the money became a dead account that could not be recovered. So she took out the deposits of the depositor and transferred it to her or her family to make up for the huge amount of loans that could not be recovered.
Ms. Ding’s 12.43 million yuan was defrauded by Wang, and the two receipts in her hand were also forged, so she took the bank to court for compensation.
On September 2 this year, the Qingxu County Court of Shanxi Province made a first-instance verdict on this case and determined that Ms. Ding bears 80% of the liability and the bank only bears 20%.
On November 4, Ms. Ding’s son, Mr. Wang, told Lu Media’s Jiu faction that his family was dissatisfied with the court’s decision and had filed an appeal, hoping that the court of second instance would make a fair and just judgment.
He said that his life’s hard-earned money was taken away by the bank staff. As a result, his mother suffered from high blood pressure and was repeatedly hospitalized. The whole family was also exhausted. “Now it’s uncomfortable to pass by the bank.
This news once appeared in the hot search on mainland Weibo. Mainland netizens have heatedly discussed:
“No one would have thought that the bank clerk who handled the deposit business would defraud himself?”
“This is a crime committed by bank staff using their positions. When changing individuals, can they take out other people’s ID cards and deposit receipts? It’s obviously a loophole in business management, and depositors should be held accountable?”
Similar incidents are not uncommon in mainland China.
In October, a number of mainland media reported that the 2.8 billion bank deposits of Jiangxi Jimin Trust Group Co., Ltd. were “missing”. Jimin Trust Group discovered that 2.8 billion of its 3.3 billion deposits in Bohai Bank were used as loan pledge guarantees for third-party companies without knowing it, and they could not withdraw a cent.
After the incident, both parties had their own opinions on the pledge issue. The Nanjing branch of Bohai Bank stated that Jimin Chong knew about the pledge, but Ji Min Chong insisted that “our group has no knowledge of the pledge of deposits.”
In early November, CCTV quoted people familiar with the matter as saying that Guan Pengcheng, assistant to the general manager of the business department of the Nanjing branch of Bohai Bank, had lost contact. Both parties involved stated that they had reported the case to the police, but the case has not yet been updated.
Editor in charge: Lin Congwen
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