For this 2024, the ‘Mi Casa Ya’ program had several changes, mainly highlighting the pre-assignment of subsidies from the beginning of the purchase process, a strategy that seeks to encourage both families interested in purchasing a home like the builders.
However, in the last few hours the Ministry of Housing, City and Territory announced that there will be a change for the end of March and beginning of April. Tomorrow, March 29, no program allocation resolution will be issued nor will there be pre-assignment of subsidies for the purchase of VIP housing.
According to the entity, the platform will be enabled on March 26 and 27 to request allocation and pre-assignment of subsidies. So things are, Only until April 5, 2024 will the dynamics with which the program came be resumed.
Starting this year, families will be able to request the reservation of a Mi Casa Ya spot, for pre-sale purchases with delivery in 2025 and 2026. Those interested must apply for the program at the credit establishment, solidarity economy entity or family compensation fund of their choice, inform them that they wish to pre-assign the subsidy and meet the established requirements.
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Requirements to aspire to Mi Casa Ya
These are the requirements that aspiring homes must meet:
All household members must have a valid registration in Sisbén IV, with a classification between A1 and D20.
Have current approval of the mortgage loan or housing leasing.
Not owning a home in the national territory.
Not having been beneficiaries of a family housing subsidy granted by a family compensation fund or by the National Governmentnor have been a beneficiary, in any capacity, of the interest rate coverage established in Decree 1068 of 2015.
To request pre-assignment of the subsidy, the household must present the following documents:
a) Current approval letter for the mortgage loan or housing leasing and b) property separation contract or the document that replaces it. The latter must be signed by the parties and contain the full name, type and identification document number of the buyer or buyers, the expected date for delivery of the property (valid from January 2025); in addition to confirming that it corresponds to a home of priority interest.
Once the household obtains the pre-assignment of the subsidy, it will remain valid within the year for which the quota was reserved., according to the dates established by Fonvivienda by means of a circular, or up to 24 months after the pre-assignment; The thing that happens first.
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