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The explosion occurred during the toughest phases of the pandemic : with the physical shops closed to stop the contagion, electronic commerce has broken record after record, and with it the “Buy now pay later” (Bnpl). The “buy now, pay later” method – which allows you to defer the payment of an asset in a few installments, without interest and without the need for preventive income assessments – is in fact one of the most effervescent frontiers in the fintech world. And it has catalysed the attention of great…