[New Tang Dynasty Beijing Time June 22, 2021]A 58-year-old aunt in Guizhou, China, spent 200,000 yuan on an insurance policy for her son a few years ago. Recently, she wanted to get back the principal and bonus, but was told by the insurance company that she would wait for her. His son could not withdraw money until he was 99 years old, and the aunt was so angry that he fainted on the spot. After the incident was exposed by the media, it caused heated public debate. Some netizens questioned how could the China Insurance Regulatory Commission approve such clearly fraudulent insurance clauses?
According to Consumer Daily.com, a few years ago, Ms. Li was introduced by a friend to buy insurance for her son. When she consulted with the staff of the insurance company, she was told that the insurance period is 15 years. As long as the money is deposited, she can withdraw it after 5 years, and she can get dividends every year. So Ms. Li invested 200,000 yuan to buy an insurance for her 30-year-old son. Ms. Li thought that from then on, she could wait for the annual dividends and withdraw them in a few years.
Recently, Ms. Li went to the insurance company to take out the money, but the staff told her that she couldn’t withdraw a penny now, because it was stated on the insurance policy that she had to wait until her son was 99 years old. money.
Ms. Li immediately checked the insurance policy she had signed and found that there was a line with a very small line stating “You can withdraw money only after you are 99 years old.”
Ms. Li fainted with anger on the spot, and after waking up, she contacted a media reporter to find justice for herself.
When the media reporter went to Ms. Li’s house, the nearly 60-year-old aunt had a quick-acting heart-relief pill in her mouth. While crying, she cried out with her hand along the suffocation in her chest: “Now the bonus is gone, even the principal. I can’t get it back, this insurance is too cheating!”
Ms. Li said that when she signed the insurance policy, she didn’t pay attention to what was written in this line of small letters, otherwise she would definitely not buy this insurance.
After the incident was reported by Lu Media, it attracted the attention of public opinion, and many netizens in the online community were discussing the matter.
Some netizens left a message saying: “This clause is completely fraud. There are a few people who have a probability of living to 99 years old. Isn’t this just grabbing?
Some netizens questioned: “If someone wants to live to 99, what kind of insurance should I buy?”
Some netizens added: “Even if you live to be 99 years old, it is estimated that the insurance company will say that the event has been cancelled long ago.”
One netizen also questioned: “How did the China Insurance Regulatory Commission approve such a blatantly fraudulent insurance clause?”
(Reporter He Yating Comprehensive Report / Chief Editor: Xiaohui)
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