On March 4, Caijing.com learned from the official website of the Xuancheng Housing Provident Fund Management Center that the department issued the “Notice on Adjusting the Housing Provident Fund Loan Policy” (hereinafter referred to as the “Notice”) to increase the upper limit of the housing provident fund loan for the introduction of talents.
The “Notice” requires that the upper limit of the housing provident fund loan for the introduction of talents be raised. For the introduction of talents that are applicable to the “Eight Measures on Further Accelerating the Aggregation of Talents and Promoting the High-quality Development of Key Industries”, it is determined that if the employee’s family buys new commercial housing locally, it is the first time to use it. The maximum limit of provident fund loans is increased by 100,000 yuan on the existing basis. That is: for the purchase of newly built commercial housing, the Xuancheng urban provident fund loan shall not exceed 500,000 yuan, and the county (city) provident fund loan shall not exceed 400,000 yuan. For the purchase of existing housing, the provident fund loan shall not exceed 400,000 yuan.
The “Notice” clarifies that the policy of guaranteeing the minimum amount of housing provident fund loans will be implemented. For families of employees under the age of 45 who pay housing provident fund and use provident fund loans for the first time to buy a house, the guaranteed minimum loan amount is 200,000 yuan.
In addition, to promote the development of the green building industry, increase the provident fund loan quota. To implement the “Anhui Province Green Building Development Regulations”, for those who use housing provident fund loans to purchase green buildings with a grade higher than the minimum standard, the maximum provident fund loan amount can be increased by another 20%.
According to incomplete statistics, since 2022, Beihai, Nanning, Chongqing, Jinan, Ningbo, Jinzhong, Zhongshan, Dazhou and other cities have adjusted their provident fund loan policies, including increasing the loan amount and reducing the loan down payment ratio.
