Zhejiang introduced the housing provident fund phased support policy to appropriately increase the loan amount for the first set of self-occupied housing
Daily Business Daily News Recently, the Zhejiang Provincial Department of Construction, the Provincial Department of Finance, and the Hangzhou Central Sub-branch of the People’s Bank of China issued the “Notice on Organizing and Implementing the Phased Support Policies for Housing Provident Funds”, proposing to support basic housing consumption, pay attention to safeguarding the rights and interests of employees, and implement the main responsibility of the city and so on.
First, support basic housing consumption. All localities should increase the housing provident fund to support the withdrawal of rental housing, appropriately increase the loan amount for the first set of self-occupied housing, and better meet the actual needs of depositors in light of the local rent level and reasonable rental area.
Second, perform democratic consultation procedures. Enterprises affected by the new crown pneumonia epidemic can postpone the payment of housing provident fund before December 31, 2022. Before applying, they should fully negotiate with their employees and make a decision after discussion at the workers’ congress or trade union. Persons with flexible employment and deposits affected by the new crown pneumonia epidemic can also apply for a deferral of housing provident fund payments according to regulations.
Third, pay attention to safeguarding the rights and interests of employees. For employees who have been affected by the new crown pneumonia epidemic, if the housing provident fund loan cannot be repaid normally before December 31, 2022, the application will not be treated as overdue, and it will not be reported to the credit bureau as an overdue record; the payment time during the deferment period is calculated continuously , does not affect the normal withdrawal and application of housing provident fund loans.
Fourth, comprehensively improve the service level. All localities should deepen and make full use of the results of digital reform, optimize the processing process, reduce application materials, and further improve the service level of online and handheld applications through the provincial government service platform, the Yangtze River Delta One-stop Office, and the Inter-provincial Office. The public service of housing provident fund runs smoothly, efficiently and conveniently. At the same time, we will further innovate service measures to benefit enterprises, keep abreast of the actual difficulties of enterprises and the reasonable demands of employees, and improve the sense of acquisition and satisfaction of service objects.
Fifth, ensure the smooth operation of funds. All localities should scientifically evaluate the impact of policy adjustments on the use of funds, formulate contingency plans, and prepare follow-up policy reserves to ensure the smooth and orderly development of normal business. At the same time, strengthen policy convergence and maintain policy continuity.
Sixth, implement the main responsibility of the city. The implementation of the housing provident fund phased support policy is an important measure to implement the decisions and deployments of the Party Central Committee, the State Council, and the provincial party committee and government. All localities should attach great importance to them, make careful arrangements, and implement them well. The people’s governments of all districts and cities shall, in light of the actual impact of the COVID-19 epidemic in their respective regions and the requirements for risk prevention of housing provident funds, propose specific measures for implementing the phased support policies for housing provident funds.
Seventh, increase publicity and implementation. All localities should release the housing provident fund business adjustment announcements and business handling guidelines in a timely manner, so that all sectors of society can fully understand the implementation scope and handling methods of the housing provident fund phase support policies, and timely answer relevant consultation questions.