Embedded finance, superapps, education, but also crypto: the challenges of fintech

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The words “tech” and “digital” are now overused. In 2010 they had been used only four times by the six major Wall Street banks in conference calls with investors and analysts, ten years later the result has risen to 95. The data from the Sentieo analysis platform show that the one for digital is much more than a hype by traditional financial operators.

There is no doubt that fintech has proven that technology offers…