daily economic news
2022-05-25 17:05
Recently, the new loan market quoted rate (LPR) was released, and the 5-year LPR was 4.45%, down 15 basis points from the previous month. The reporter calculates that the mortgage loan of 1 million and equal principal and interest will be repaid for 20 years. After the 5-year LPR was lowered, the monthly payment was also reduced by 81 yuan relative to the benchmark interest rate of 4.6% last month, and the 20-year monthly payment was reduced by a total of 19,000 yuan. The reduction in the LPR has a positive effect on reducing the burden on most homebuyers with loans. Experts believe that the recent housing loan interest rate has bottomed out and may not be further lowered in the short term.
Every reporter Han Yang Every editor Han Yang
Recently, the new loan market quoted rate (LPR) was released, and the 5-year LPR was 4.45%, down 15 basis points from the previous month. The reporter calculates that the mortgage loan of 1 million and equal principal and interest will be repaid for 20 years. After the 5-year LPR was lowered, the monthly payment was also reduced by 81 yuan relative to the benchmark interest rate of 4.6% last month, and the 20-year monthly payment was reduced by a total of 19,000 yuan. The reduction in the LPR has a positive effect on reducing the burden on most homebuyers with loans. Experts believe that the recent housing loan interest rate has bottomed out and may not be further lowered in the short term.
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