According to CCTV news, the reporter learned from the press conference on epidemic prevention and control in Shanghai held today (8th) that as of 24:00 on May 7th, 412 severe patients and 84 critically ill patients had been treated in designated medical institutions.
May 7,8 new local deaths, average age 80.6 years old. These 8 patients were complicated with severe multi-organ chronic underlying diseases and malignant tumors, including systemic lupus erythematosus, lupus nephropathy, uremia, lung cancer, coronary heart disease, cardiac insufficiency, arrhythmia, severe hypertension, brain Infarction, Alzheimer’s disease, diabetes. Of the 8 deaths, 1 had been vaccinated against the new crown vaccine, and the rest had not received the new crown vaccine. The immediate cause of death was the underlying disease or malignant tumor.
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also,Zhao Dandan, deputy director of the Shanghai Municipal Health Commission, made an explanation in response to the emergence of a new coronavirus variant strain in Shanghai.: Shanghai continues to carry out gene sequencing of new coronavirus samples. The sequencing results show that the virus genotypes of infected people reported in Shanghai’s local epidemic are mainly Omicron BA.2 and BA.2.2 variants.No new variant with stronger transmission has been found。
Shanghai has introduced a number of financial policy measures to fully support epidemic prevention and control and the resumption of work and production by enterprises
At the press conference, Guan Xiaojun, deputy director of the Shanghai Local Financial Supervision Bureau, said that since the outbreak of the epidemic,Shanghai Local Financial Supervision Bureau, People’s Bank of China Shanghai Headquarters, Shanghai Banking and Insurance Regulatory BureauShanghai Securities Regulatory Bureau, together with financial markets and financial institutions in Shanghai, continue to launch a series of targeted measures to fully support epidemic prevention and control and the resumption of work and production of enterprises:
First, for the financial demands of enterprises at different stages,Quickly introduced a number of financial relief policies for enterprises。The Shanghai Local Financial Supervision Bureau actively cooperated with the issuance of “Several Policies and Measures for Shanghai to Fight the Epidemic to Help Enterprises Promote Development” (“21 Measures to Help Enterprises in Fighting the Epidemic”), focusing on giving full play to financing guarantees to increase credit and increase support for inclusive finance , promote financial institutions to reduce fees and give profits and other policy content to help small and medium-sized enterprises. Since then, policy documents for local financial organizations in Shanghai to support epidemic prevention and control and economic and social development have been issued to promote local financial organizations through extension, loan renewal without principal repayment, and extension of the repayment period (up to December 31, 2022) , and reduce loan interest rates, guarantee rates, etc. to reduce the burden on enterprises. At the same time, a total of 17 financial support measures in four areas were formed in conjunction with the same bank, two bureaus, and relevant industry authorities in this city, and the financial policies in the “21 Measures to Help Enterprises in Fighting the Epidemic” were further refined, and the credit award and subsidy policies were further improved. Promote big data to empower inclusive finance, ensure credit reporting during the epidemic prevention and control period, and increase support for industries damaged by the epidemic. On this basis, in order to facilitate enterprises to better connect with financial resources, Shanghai has simultaneously issued a guide to financial services for financial institutions, which discloses the products, service measures and contact information of major financial institutions in Shanghai to the public.
In addition, in response to the urgent problems reported by enterprises, Shanghai has further optimized its service methods.Recently, some companies have reported that the prevention and control of the epidemic has affected employee wages. The Shanghai Local Financial Supervision Bureau, together with the Shanghai Headquarters of the People’s Bank of China, the Shanghai Banking and Insurance Regulatory Bureau, the Citizen Service Hotline Office, and more than 50 commercial banks in Shanghai, quickly established special work classes and The emergency handling mechanism supports commercial banks to verify the identity of enterprises and their willingness to pay wages online, receive relevant materials, and provide convenient services for enterprises to pay wages.
The second is forTo meet the needs of the stable operation of the financial market, we will do our best to ensure services。In order to ensure the safe and stable operation of the core businesses of the financial markets and important financial institutions in Shanghai, the Shanghai Municipal Financial Work Party Committee and the Shanghai Local Financial Supervision Bureau, together with the relevant districts, have established a special coordination mechanism for epidemic prevention at the urban level and a daily newspaper mechanism to fully support the operation. The financial market and important financial institutions have done a good job in epidemic prevention and control to ensure the operation of transactions and the uninterrupted core business.
Various financial markets actively play the role of direct financing channels, and help enterprises to solve difficulties by establishing green channels, reducing or exempting handling fees, and conducting online acceptance. The Shanghai Stock Exchange established a green channel for bond issuance. China Foreign Exchange Trade System fully exempts small and medium-sized enterprises from foreign exchange derivatives transaction fees. Shanghai Futures Exchange waives delivery fees for all futures varieties. Shanghai Commercial Paper Exchange guides member institutions to conduct business online and expand the scope of online acceptance. China UnionPay implements the assistance plan of UnionPay QR code transaction fee discount.
Next step,Shanghai’s financial industry will follow the deployment of the Municipal Party Committee and the Municipal Government, and in accordance with the requirements of enterprises to resume work and production and resume the market.implement the various measures introduced, and according to the new situation and new needs of enterprises, continue to introduce targeted measures, and make every effort to do a good job in financial support.
The Shanghai Headquarters of the People’s Bank of China has introduced a number of credit support measures to ensure that enterprises resume work and production
Yu Wenjian, Member of the Party Committee of the Shanghai Headquarters of the People’s Bank of China and Director of the Financial Consumer Rights Protection Bureau of the Head Office, introduced the relevant measures for credit support for enterprises to resume work and production.
Yu Wenjian said that in order to provide financial support for the resumption of work and production, the Shanghai Headquarters of the People’s Bank of China, in accordance with the spirit of the relevant policy documents of the Head Office, the General Administration and the Shanghai Municipal Government, recently formulated and issued the “On Further Financial Support for Epidemic Prevention and Control and Economic and Social Development”. “Guiding Opinions”, including a total of 20 specific measures in 7 aspects. Among them, the focus on credit support is three.
The first is to enhance the stability of total credit growth.Since the outbreak of the epidemic, financial institutions in Shanghai have made great efforts to overcome the impact of epidemic control and implemented facilitation measures such as online processing and instant enjoyment without application to effectively alleviate the financing difficulties of relevant market players and ensure continuous financial services. At present, Shanghai has successively released the “white list” of enterprises that have resumed work and production. The Shanghai Headquarters of the People’s Bank of China will promote financial institutions to speed up the connection, make good use of the long-term funds released by the RRR cut, guide financial institutions to expand loan issuance, and increase financial support for resumption of work and production. strength.
The second is to increase credit support for inclusive groups.The focus is to increase support for contact-type service industries such as accommodation, catering, wholesale and retail, cultural tourism and other promising but temporarily difficult industries affected by the epidemic, which are greatly affected by the epidemic, especially the use of re-loans to support agriculture and small businesses , increase the launch of inclusive small and micro credit loans, guide financial institutions to increase the proportion of credit loans and first-time lenders, and support market players to resume work and production.
The third is to strengthen financial services in key areas.It is mainly to give full play to the precise and direct role of structural monetary policy tools, to guide financial institutions to increase their support for technological development and technological transformation of enterprises, to ensure the stable supply of energy such as electricity, and to effectively meet the financing needs of smooth logistics and shipping cycles.
also,Yu Wenjian introduced the support measures for small and micro enterprises and individual industrial and commercial households. Yu Wenjian said that recently, the Shanghai government issued “Several Policies and Measures for Shanghai to Fight the Epidemic and Help Enterprises Promote Development”. The head office of the People’s Bank of China attached great importance to it, and immediately guided the Shanghai head office to cooperate. On April 18, after the People’s Bank of China and the State Administration of Foreign Exchange formulated and promulgated 23 financial support policies, the Shanghai Headquarters, in accordance with the principle of urgent need first, issued 20 additional supporting measures to fully promote the faster and fuller release of policy dividends.
Among them, it is very important to increase financial support for small and micro enterprises and other troubled market players.People’s Bank of China Shanghai HeadquartersOn the basis of the existing re-lending and re-discount tools to support agriculture, small and micro loans, and actively use the state’s preferential policies such as providing incentive funds for 1% of the incremental balance of inclusive small and micro loans, urge financial institutions to focus on helping small and micro enterprises and individuals industrial and commercialand provide relevant financial services.
Shanghai Banking and Insurance Regulatory Bureau: Coordinate the work of epidemic prevention and control and financial services to fully promote the implementation of various financial policies
At the press conference, Cao Guangqun, member of the Party Committee and Deputy Director of the Shanghai Banking and Insurance Regulatory Bureau, introduced the implementation of various financial policies.
In order to go all out to support epidemic prevention and control and the resumption of work and production,The Shanghai Bureau of Banking and Insurance Regulatory Commission issued the “Notice on Adhering to the People First and Doing a Good Job in Financial Support for Anti-epidemic and Resumption of Work and Production”. Continued, if you can reduce it, you can reduce it, then let it go, and if you can protect it, you can make a loss.. Since the end of March this year, a team of more than 40 people led by the main responsible comrades of the Shanghai Banking and Insurance Regulatory Bureau has been stationed at the bureau 24 hours a day, dispatching and guiding Shanghai banking and insurance institutions to coordinate the work of epidemic prevention and control and financial services, and vigorously promote various financial services. Implement the policy.
Image source: Daily Economic News Data Map
One is forThe demands of some enterprises and citizens to “increase loans” and “reduce costs” require that all loans should be fully borrowed。On the one hand, increase credit supply to meet the needs of funds for fighting the epidemic and resuming work and production. Banking institutions are required to refrain from taking out, continuing to lend, or suppressing loans for enterprises with promising development prospects and good reputation but temporarily stranded in liquidity. As of the end of the first quarter of this year, the balance of inclusive loans of major large and medium-sized Chinese banks in Shanghai exceeded 640 billion yuan, a year-on-year increase of 30%. On the other hand, it encourages the reduction of fees and profits and the reduction of comprehensive financing costs. For small and micro enterprises and people seriously affected by the epidemic, encourage the adoption of interest fee reductions and exemptions, insurance gifts, etc., so that financial institutions can effectively fulfill their social responsibilities. At present, the loan interest rate for inclusive small and micro enterprises in Shanghai is about 4.96%, which is one of the lowest in the country.
The second is for some enterprises and citizensThe status quo of “difficulty in repayment” and “difficulty in renewing the loan” requires that it be renewed as long as possible。On the one hand, it vigorously promoted seamless loan renewals to stabilize corporate financing expectations. Banks are required to support seamless loan renewal for small, medium and micro enterprises in accordance with the principles of “zero threshold application, zero fee processing, and zero cycle loan renewal”. In the first quarter of this year, Shanghai Chinese-funded commercial banks provided a total of 199.2 billion yuan in seamless loan renewals through methods such as renewing loans without repayment and repayment on demand, of which loan renewals without principal repayment increased by 109% year-on-year. For example, a corporate bank in Shanghai cooperated with a guarantee company to complete the entire process of online signing, underwriting, and renewing the loan without repayment within one day, which solved the “urgent need” of the enterprise. On the other hand, the implementation of loan repayment actions to increase financial relief efforts. In the first quarter of this year, Shanghai Chinese-funded commercial banks implemented more than 8.1 billion yuan in deferred repayments for enterprises in difficulty, and provided deferred repayment services for more than 20,000 individual housing mortgage loans.
The third is forThe market’s appeal to “guarantee supply” and “guarantee smooth flow” requires urgent matters to open up a “green channel”。The Shanghai Banking and Insurance Regulatory Bureau requires banking and insurance institutions to provide financial services to freight logistics and truck drivers. As of the end of April this year, the credit balance of major Chinese-funded commercial banks to freight drivers and small and micro enterprises in freight and logistics was 28 billion yuan, an increase of 12.4% from the beginning of the year. For example, a bank in Shanghai launched a “commercial vehicle loan” product to provide financial support for long-distance logistics truck drivers, urban distribution operators and other groups to purchase commercial vehicles, and set up a special credit line of 10 billion in the first phase. At the same time, for people in positions such as truck drivers and couriers, Shanghai insurance institutions have developed accident insurance products to solve their worries.
Fourth, for enterprises and citizensThe expectation of “convenience” and “digitalization” requires the special affairs office to provide online services。On the one hand, establish a coordination and monitoring mechanism for resumption of work and production relief. Banking and insurance institutions are required to make supporting the fight against the epidemic and the resumption of work and production as key tasks this year, implement a “top leader” responsibility system, and include it in the annual assessment. At the same time, the Shanghai Banking and Insurance Regulatory Bureau strengthened the tracking and supervision, made statistics on credit issuance, seamless loan renewal, fee reduction and profit reduction, and monitored the inflow and outflow of funds in more than 4 million corporate bank accounts to protect the safety of “money bags”. On the other hand, vigorously promote the development of digital finance. Through online banking, mobile banking, cloud counters, etc., the people’s livelihood issues such as wage payment during the epidemic have been properly resolved. In addition, the Shanghai Banking and Insurance Regulatory Bureau will guide the banking and insurance outlets to resume business in an orderly manner according to the epidemic prevention and control situation in Shanghai, so as to better meet the financial needs of enterprises and citizens.
Fifth, it is aimed at some enterprises and citizens“AssureLess” and “difficult to pay” concerns, if you ask for insurance, you will be compensated if you can.Encourage insurance institutions to develop and design inclusive insurance with wider responsibilities, lower prices, and more comprehensive coverage, and strengthen burden reduction and benefits for enterprises by reducing fees and giving profits, delaying premium payment time, and expanding responsibilities for new coronary pneumonia. Support Shanghai enterprises and people to tide over difficulties and play the role of insurance “stabilizer” and “shock absorber”.
During this round of the epidemic, Shanghai Insurance Company expanded its new crown liability on more than 2,700 insurance products, covering more than 5 million people insured, and the current epidemic-related insurance compensation amount has exceeded 34 million yuan. For example, it provides free exclusive insurance coverage for medical workers in Shanghai, with an insured amount exceeding 150 billion yuan.
Source: Daily Economic News Comprehensive CCTV News
Cover image source: Daily Economic News Data Map
