The COVID-19 epidemic continues to spread, and the small and medium-sized enterprises supporting Taiwan’s economy have been hit by the three-level alert and faced the dilemma of capital turnover, and they must be in distress. However, at this time of life on the same island and difficult times for the community, if we can face the challenges of the epidemic era, actively adapt and innovate in the changing situation, there will be a great opportunity to turn the crisis into an opportunity and fly high against the wind.
In order to help companies quickly obtain sufficient funds and implement innovative changes during the epidemic, Zhongzudihe has provided companies with appropriate financing solutions through a flexible and complete review mechanism, and the “full online financing application” service will accompany companies to survive this The epidemic challenged the epidemic, turning danger into bargaining, and creating a win-win situation again.
Enterprise operating value is the best guarantee
Due to legal restrictions, when reviewing financing cases for SMEs, general financial institutions need to review the business tax and financial transparency, credit limit, past transaction records, company size and collateral, etc. of the company. As a result, SMEs have to spend a lot of communication Cost and time cost. At this time, corporate financing institutions such as Zhongzudi and these are the best partners for small and medium-sized enterprises that need to be flexible. They can provide tailor-made financing services by assessing the company’s brand value and future development.
First of all, China Zuidihe Finance evaluates the company’s revenue and future development potential from the company’s cooperative relationship, and at the same time establishes a credit line with reference to actual corporate cases, and uses this as a benchmark for review. Zhongzudihe looks at the operating value and growth potential of an enterprise, so there is no limitation on the age of establishment and annual turnover, and the threshold is lower than that of ordinary financial institutions, allowing SMEs to obtain necessary funds more flexibly and quickly.
It is worth mentioning that there is also the “Zhongzu Check Pass” service provided by Zhongzu Dihe. Since the check period is often between 2-3 months, small and medium-sized enterprises such as construction companies will face a turnaround test when the client delays the check payment if they encounter weather conditions or poor progress. At this time, using the online service of “China Rent-Check”, uploading the check application, and quickly approving funds after approval, it can be said to be the gospel of the company’s turnover.
Online operation throughout!Five steps to apply for financing, fast funding
All along, Zhongzu Dihe has provided online financing services. During the epidemic, this type of financing unit that can operate online throughout the entire process and avoid contact with people not only saves you from work, but also reduces the risk of infection, which is very convenient.
It only takes five steps to apply for financing online. First prepare the following information:
- Credit information of the person in charge: Including the most recent credit card statement and personal credit report (joint collection report) of two different banks. If the application amount is less than 600,000 yuan (inclusive), you can provide one of the above credit information; if the application amount is more than 600,000 yuan, you must provide a joint solicitation report.
- Proof of identity：Provide the front and back of the identity certificate of the person in charge/guarantor. If the certificate is renewed, it must be confirmed as the latest identity card.
- Company business registration: Company business registration includes change registration form (company, company limited by shares) and copy of business registration (engineering firm, commercial firm, snack bar, studio, etc.). If there is any change after the establishment of the company, it must be ensured that the documents provided are the latest business Registration documents.
- Bank (live deposit) passbook: The cover of the main bank (live deposit) passbook and transaction details in the last three months. Please provide all account information (company or individual) used for operation to facilitate the smooth approval.
- Table 401/403/405:The sales and tax declaration form of the business person is also known as the “401/403/405 form”, and it must be provided only if the application amount is more than 700,000 (inclusive).
After uploading the information, Zhongzudi and the commissioner will agree on an online video note for further review. After that, the review result will be notified by email or text message, and then the signature will be agreed upon, and the funds can be successfully allocated. In addition, the online application procedures of “China Rent-Check” are also roughly the same, but no personal signature is required. After uploading the application materials, the agreed time and the collection bills of the collection bill branch will be collected, which is about three of the collection bills. Funding can be completed within working days.
Successful turnover case of using Zhongzu Dihe
In fact, Taiwan has many small and medium-sized enterprises with great growth potential, but in the early stages of growth, if there is not enough funds to support them, it will be difficult to break through the small pattern and create greater success. Here are two financing cases of Zhongzudihe. Based on the actual experience of business owners, it can be clearly seen how important a financing platform like Zhongzudihe is different from ordinary financial institutions.
Case 1: Female entrepreneurs successfully expand e-commerce and channels
E-commerce seller Amy (a pseudonym) introduced Turkish products for sale on the Internet. The business is in good condition and there is a chance to put them on physical channels. However, under the situation of insufficient funds, they cannot purchase large quantities and lay the channels. Many years ago, Amy left a flawed record of personal credit in order to make a profit, so it was a closed door in various financial institutions. Later, after Zhongzudihe actually understood Amy’s funding needs and expected benefits, carefully assessed and approved and quickly allocated funds, allowing Amy to purchase a large amount of goods. The goods circulated smoothly on the Internet and physical channels throughout Taiwan, and Amy was also promoted to become an independent company. Female entrepreneurs.
Case 2: The second generation of fast-fried stores in 20 years took over to build new storefronts
Another case is a seafood fast-fried restaurant in Wufeng, Taichung, which has been in business for more than 20 years. Mr. Lin (pseudonym)’s father has worked in this restaurant for most of his life. It’s getting worse. After accepting the baton from his father, Mr. Lin wanted to renovate and renew but had no funds. Moreover, the catering industry often only had tax returns, and it was difficult to apply for loans from general financial institutions. At the time when there is no way to ask for help and the old store is on the verge of declining, Zhongzudihe evaluated the actual revenue and future earnings to solve Mr. Lin’s urgent need. The fast-fried shop is also thriving after the renovation, and the business is better than in his father’s heyday.
Whether it is equipment leasing, financing needs, and accounts receivable collection, regardless of industry, any company has the opportunity to use the financing services of Zhongzu Dihe, so that the company can calmly deal with challenges and pursue growth with peace of mind.
Immediately catch up: corporate financing express train, commissioner’s project service, funds are available within 48 hours at the fastest
.